Avo Insurance

Avo Insurance is the 1st virtual licensed general insurer in Hong Kong, powered by tech and driven by the desire to make the insurance experience easy and enjoyable.

Enjoy 15% discount for all Avo Travel Protection plans!

Member can apply the Travel Protection Plans which is underwritten by Avo on dedicated Avo website with dedicated promo code to enjoy 15% instant premium discount. 

GET QUOTE NOW: https://www.mysmarttraveller.com/en-gb/points/avo-insurance

  1. This code is applicable to Avo Website only.
  2. Member can apply for Travel Protection Plans which is underwritten by Avo on Avo website https://www.heyavo.com/en with dedicated promo code to enjoy 15% instant premium discount.
  3. Dedicated promo code is valid till 31 Dec 2025. Avo will not be responsible for any delays, errors, or inability to submit online insurance purchases due to technical issues related to computers or the internet. All Offer related to dates and times will be based on the time on Avo’s servers.
  4. This code is for one-time redemption and only one code can be used for each transaction.
  5. Customers shall be solely responsible for any costs incurred from the use of this offer. 
  6. No refund or exchange policy is applicable to the merchandise.
  7. For detailed terms, conditions and exclusions, please refer to the relevant product brochure and policy provision.
  8. Avo will not accept any liability should a customer fail to input the code when conducting Eligible Transactions and that it results in forfeiture of the customer eligibility to the offer.
  9. This offer cannot be used in conjunction with discount product, promotions, or other offers. 
  10. No refund for cash or exchange of any unused code. Avo bear no responsibility and no compensation for loss and code expired.
  11. This is an exclusive reward for members of Smart Traveller only, 
  12. Other Smart Traveller terms and conditions apply.
  13. All matters and disputes are subject to the final decision of Smart Traveller and the respective merchant.
  14. Should there be any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall apply and prevail.
     
Enjoy 15% discount for all Avo Travel Protection plans!

Member can apply the Travel Protection Plans which is underwritten by Avo on dedicated Avo website with dedicated promo code to enjoy 15% instant premium discount. 

GET QUOTE NOW: https://www.mysmarttraveller.com/en-gb/points/avo-insurance

  1. This code is applicable to Avo Website only.
  2. Member can apply for Travel Protection Plans which is underwritten by Avo on Avo website https://www.heyavo.com/en with dedicated promo code to enjoy 15% instant premium discount.
  3. Dedicated promo code is valid till 31 Dec 2025. Avo will not be responsible for any delays, errors, or inability to submit online insurance purchases due to technical issues related to computers or the internet. All Offer related to dates and times will be based on the time on Avo’s servers.
  4. This code is for one-time redemption and only one code can be used for each transaction.
  5. Customers shall be solely responsible for any costs incurred from the use of this offer. 
  6. No refund or exchange policy is applicable to the merchandise.
  7. For detailed terms, conditions and exclusions, please refer to the relevant product brochure and policy provision.
  8. Avo will not accept any liability should a customer fail to input the code when conducting Eligible Transactions and that it results in forfeiture of the customer eligibility to the offer.
  9. This offer cannot be used in conjunction with discount product, promotions, or other offers. 
  10. No refund for cash or exchange of any unused code. Avo bear no responsibility and no compensation for loss and code expired.
  11. This is an exclusive reward for members of Smart Traveller only, 
  12. Other Smart Traveller terms and conditions apply.
  13. All matters and disputes are subject to the final decision of Smart Traveller and the respective merchant.
  14. Should there be any discrepancy between the English and Chinese versions of these Terms and Conditions, the English version shall apply and prevail.
     

Launched in 2019, backed by Asia Insurance, Hillhouse Capital and Two Sigma, Avo Insurance is the 1st virtual licensed general insurer in Hong Kong, powered by tech and driven by the desire to make the insurance experience easy and enjoyable.
We combine our technology, expertise and leadership to help modernise, innovate and improve the quality of life; championing digital insurance solutions and contributing to Smart City development in Hong Kong.

 

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Exclusive rates, earn point, and more. Sign up today for free.

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