Avo Insurance

Avo combine our technology, expertise and leadership to help modernise, innovate and improve the quality of life.

Avo Insurance

Avo combine our technology, expertise and leadership to help modernise, innovate and improve the quality of life.

Travel - Worldwide: Earn 80 ST Points for every USD 10 spent

Members enjoy a 15% discount for all Avo Travel Protection plans

  1. Enter the Avo Insurance website via the dedicated link.  Please click 'GET QUOTE NOW' from this page.
  2. Complete the transaction. (Note: please do not close the browser during the shopping process, or no points will be rewarded even though transaction is completed.)
  3. Points will be issued to your Smart Traveller account within 90 days after transaction is completed.
  1. Members must complete the transaction via the dedicated website redirected from GET QUOTE NOW button to be eligible to earn ST Points.
  2. ST Points will be credited to the member’s account 90 days after the completion of an eligible transaction. ST Points will not be awarded if the order is cancelled.
  3. ST Points awarded will be based on the local currency converted to USD Dollars. The exchange rate will be determined at Arrture Group Ltd’s discretion, based on the industry’s standard exchange rate.
  4. Rewards are not calculated on postage / handling / delivery costs or associated purchase taxes in your region (This may include but not be limited to VAT, GST etc).
  5. In case of any dispute, the decision of Smart Traveller and service provider shall be final.
Travel - China: Earn 80 ST Points for every USD 10 spent

Members enjoy a 15% discount for all Avo Travel Protection plans

  1. Enter the Avo Insurance website via the dedicated link.  Please click 'GET QUOTE NOW' from this page.
  2. Complete the transaction. (Note: please do not close the browser during the shopping process, or no points will be rewarded even though transaction is completed.)
  3. Points will be issued to your Smart Traveller account within 90 days after transaction is completed.
  1. Members must complete the transaction via the dedicated website redirected from GET QUOTE NOW button to be eligible to earn ST Points.
  2. ST Points will be credited to the member’s account 90 days after the completion of an eligible transaction. ST Points will not be awarded if the order is cancelled.
  3. ST Points awarded will be based on the local currency converted to USD Dollars. The exchange rate will be determined at Arrture Group Ltd’s discretion, based on the industry’s standard exchange rate.
  4. Rewards are not calculated on postage / handling / delivery costs or associated purchase taxes in your region (This may include but not be limited to VAT, GST etc).
  5. In case of any dispute, the decision of Smart Traveller and service provider shall be final.
Travel - GBA: Earn 80 ST Points for every USD 10 spent

Members enjoy a 15% discount for all Avo Travel Protection plans

  1. Enter the Avo Insurance website via the dedicated link.  Please click 'GET QUOTE NOW' from this page.
  2. Complete the transaction. (Note: please do not close the browser during the shopping process, or no points will be rewarded even though transaction is completed.)
  3. Points will be issued to your Smart Traveller account within 90 days after transaction is completed.
  1. Members must complete the transaction via the dedicated website redirected from GET QUOTE NOW button to be eligible to earn ST Points.
  2. ST Points will be credited to the member’s account 90 days after the completion of an eligible transaction. ST Points will not be awarded if the order is cancelled.
  3. ST Points awarded will be based on the local currency converted to USD Dollars. The exchange rate will be determined at Arrture Group Ltd’s discretion, based on the industry’s standard exchange rate.
  4. Rewards are not calculated on postage / handling / delivery costs or associated purchase taxes in your region (This may include but not be limited to VAT, GST etc).
  5. In case of any dispute, the decision of Smart Traveller and service provider shall be final.

Launched in 2019, backed by Asia Insurance, Hillhouse Capital and Two Sigma, Avo Insurance is the 1st virtual licensed general insurer in Hong Kong, powered by tech and driven by the desire to make the insurance experience easy and enjoyable.

We combine our technology, expertise and leadership to help modernise, innovate and improve the quality of life; championing digital insurance solutions and contributing to Smart City development in Hong Kong.

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Ready to Travel Smarter?

Exclusive rates, earn point, and more. Sign up today for free

Sign In JOIN FOR FREE